The business you have loaned to, Animal Selling run by Arzu Agayeva, has
made a repayment of $47.00. The total amount repaid is now $94.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

The business you have loaned to, Feeding and Sale of Farm Animals run by Husan Sultanov, has made a repayment of $42.00. The total amount repaid is now $84.00. This repayment will be divided amongst all the lenders who helped to fund this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25527

---

The business you have loaned to, Buluh Sari Group, has made a repayment of $140.00. The total amount repaid is now $280.00. This repayment will be divided amongst all the lenders who helped to fund this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=26404

---

The business you have loaned to, Tradiing run by Qarib Dunyamaliyev, has made a repayment of $67.00. The total amount repaid is now $134.00. This repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25611


---

Remember you can help to.

With as little as $25 you can help someone get the supplies they need to run a business that feeds their families and helps their communities.

See the full list of people that MyLifeMinistries contributes to here:

http://www.kiva.org/lender/charlesmckeever

Need help giving?

If you don't have the time to keep up with the contribution process, then consider making a donation using the button at the top of this page and we will take care of donating money for you.

The business you have loaned to, Raising livestock run by Muslum
Jalilov, has made a repayment of $80.00. The total amount repaid is now
$160.00. This repayment will be divided amongst all the lenders who
helped to fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25618

This is an update written by Abraham Asianuah Akuoku on:
- Florence Adu Gyamfi




Florence Adu Gyamfi is doing very well in her business. She has been
able to acquire a sewing machine for herself which is making her dream
of meeting all her costumers need within a considerably short time a
reality. The loan has also given her additional capital to by more
goods for her shop and has as a result increased her profit. Her goal
for the future is to shift from retailing to wholesaling.





Florence belongs to a group of small scale entrepreneurs who meet once
every week to discuss the challenges they face in their various
businesses and the way forward. A picture of her was taken during such
meeting.







Kiva very much appreciates your responses online. You can read and
respond to this journal online at:

Florence Adu Gyamfi:
http://www.kiva.org/app.php?page=busine ... &ent=41070

Some of our partners choose to write their journal entries in the local
language in order to keep their overhead low. If this journal entry is
in a foreign language, please feel free to use an online translator
such as Altavista's Babelfish (http://babelfish.altavista.com).

To view your Kiva loan portfolio go to:
https://www.kiva.org/app.php?page=account.

If you do not wish to receive these emails, you can disable them by
logging into your Kiva account and clicking "My Portfolio" and then "My
Account" where you can set your email preferences.

Best wishes,

Kiva Staff

The business you have loaned to, run by Florence Adu Gyamfi, has made a
repayment of $143.00. The total amount repaid is now $286.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=26392

The business you have loaned to, Animal Selling run by Arzu Agayeva, has
made a repayment of $47.00. The total amount repaid is now $141.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25347

The business you have loaned to, Tradiing run by Qarib Dunyamaliyev, has
made a repayment of $67.00. The total amount repaid is now $201.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25611

The business you have loaned to, Buluh Sari Group, has made a repayment
of $140.00. The total amount repaid is now $420.00. This repayment will
be divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=26404

The business you have loaned to, Feeding and Sale of Farm Animals run by
Husan Sultanov, has made a repayment of $42.00. The total amount repaid
is now $126.00. This repayment will be divided amongst all the lenders
who helped to fund this business, depending upon the percentage each
lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25527

The business you have loaned to, Raising livestock run by Muslum
Jalilov, has made a repayment of $80.00. The total amount repaid is now
$240.00. This repayment will be divided amongst all the lenders who
helped to fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25618

The business you have loaned to, run by Florence Adu Gyamfi, has made a
repayment of $143.00. The total amount repaid is now $429.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=26392

The business you have loaned to, Animal Selling run by Arzu Agayeva, has
made a repayment of $47.00. The total amount repaid is now $188.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25347

The business you have loaned to, Feeding and Sale of Farm Animals run by
Husan Sultanov, has made a repayment of $42.00. The total amount repaid
is now $168.00. This repayment will be divided amongst all the lenders
who helped to fund this business, depending upon the percentage each
lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25527

The business you have loaned to, Buluh Sari Group, has made a repayment
of $140.00. The total amount repaid is now $560.00. This repayment will
be divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=26404

The business you have loaned to, Tradiing run by Qarib Dunyamaliyev, has
made a repayment of $67.00. The total amount repaid is now $268.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25611

The business you have loaned to, Raising livestock run by Muslum
Jalilov, has made a repayment of $80.00. The total amount repaid is now
$320.00. This repayment will be divided amongst all the lenders who
helped to fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25618

The loan you have made to Florence Adu Gyamfi has received a repayment
of $143.00. The total amount repaid is now $572.00. This repayment will
be divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=26392

The loan you have made to Arzu Agayeva has received a repayment of
$47.00. The total amount repaid is now $235.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.



http://www.kiva.org/app.php?page=businesses&action=about&id=25347

The loan you have made to Muslum Jalilov has received a repayment of
$80.00. The total amount repaid is now $400.00.

http://www.kiva.org/app.php?page=busine ... t&id=25618

The loan you have made to Husan Sultanov has received a repayment of
$42.00. The total amount repaid is now $210.00.

http://www.kiva.org/app.php?page=busine ... t&id=25527

The loan you have made to Buluh Sari Group has received a repayment of
$140.00. The total amount repaid is now $700.00.

http://www.kiva.org/app.php?page=busine ... t&id=26404


The loan you have made to Qarib Dunyamaliyev has received a repayment of
$67.00. The total amount repaid is now $335.00.

http://www.kiva.org/app.php?page=busine ... t&id=25611

Software Company Ditches AdWords for... Kiva?
Written by Josh Catone / June 17, 2008 6:16 PM / 9 Comments

Two months ago, Portland, Oregon-based Jama Software -- the makers of a web-based project management app called Contour -- began a program called "You try. We give." The idea was simple, for everyone who signed up for a free trial of Contour, the company would set aside some money to invest in microloans at Kiva. In theory, word of their philanthropy would help spread their product and more people would sign up to try it out, get hooked, and pay for the full version. Today, Jama made a bold decision: stop advertising on Google AdWords, and instead funnel the money from their advertising budget into Kiva.

According to Jama, the average cost-per-click and cost-per-lead for Google AdWords -- which was eating up 80% of their monthly marketing budget -- was 2-3x their target despite their best optimization efforts. So in short, Google wasn't providing the ROI they were after.

"So, we had an idea. We had been sponsoring Kiva.org for the past few months as an organization we really admire and believe in - they're the online micro-lending site that helps entrepreneurs in the developing world. And, we wanted to figure out a way to funnel the dollars we were sending to Google ads over to Kiva loans," wrote Jama's Director of Customer Outreach & Marketing, John Simpson in a blog post today.

The idea is the same as the original "You try. We give." program. Jama is hoping that press coverage of their unusual marketing plan (such as this), as well as word of mouth, will send as much traffic -- perhaps higher quality traffic -- as Google AdWords. And because Kiva loans are theoretically repaid (currently 97.97% of the time), any traffic Jama receives via this experiment is bound to end up being a lot cheaper, and perhaps even free.

"In the pursuit of growing our own business, we decided we'd much rather help a small store owner in Uganda feed her village than support the Google billionaires' hobby of flying to space," said Eric Winquist, CEO and founder of Jama Software in an emailed press release. Simpson told us he's excited to see if innovative social marketing tactics can out perform traditional search marketing.

"This program just gives people an added incentive to try our product versus the traditional enterprise tools from IBM and Telelogic, or to pass it along to a colleague or friend," Simpson told ReadWriteWeb in an email. "We're going up against 'the institutional big blue' so we differentiate ourselves by being a company with personality and more of a personal touch - we could never outspend them. The Kiva programs serves as a positive first impression and it illustrates our commitment as a company to giving back, whether big or small."

According to Simpson, eventually Jama might supplement their social public relations strategy with more traditional ad buys from Google or elsewhere. Once loans start being repaid, Jama could theoretically put last month's ad budget toward traditional advertising while this month's ad budget is being used to fund a microloan in the developing world.

Kiva co-founder and chief marketing officer Jessica Jackley Flannery was overjoyed by Jama's decision to choose Kiva over AdWords. "We're thrilled when a company like Jama Software develops an innovative program that supports both our global mission at Kiva and their own goals. It's such a simple concept, but that's the beauty of it," she said. We tend to agree, and we wish Jama the best in their efforts, and luck to anyone who receives loans via Kiva.

Source: http://www.readwriteweb.com/archives/ditching_adwords_for_kiva.php

The loan you have made to Arzu Agayeva has received a repayment of
$47.00. The total amount repaid is now $282.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=25347

The loan you have made to Muslum Jalilov has received a repayment of
$80.00. The total amount repaid is now $480.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=25618

The loan you have made to Husan Sultanov has received a repayment of
$42.00. The total amount repaid is now $252.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=25527

The loan you have made to Buluh Sari Group has received a repayment of
$140.00. The total amount repaid is now $840.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=26404

The loan you have made to Qarib Dunyamaliyev has received a repayment of
$67.00. The total amount repaid is now $402.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=25611

The loan you have made to Progreso Group has received a repayment of
$550.00. The total amount repaid is now $550.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=busine ... t&id=46290

This is an update on your loan to Florence Adu Gyamfi in Ghana.

Florence is a married woman of 37 years. She has received an education
through middle school. Florence is a seamstress and runs a grocery as
well. She began the business because she had an interest in sewing, and
then realized that demand for provisions was high. With her third loan
from CRAN of 1,000 cedis, she purchased provisions including milo,
milk, tinned tomatoes, and tinned fish. She also purchased fabric.
After taking out the loan, her profits increased from 100 cedis/month
to 150-200 cedis/month. Florence’s susu savings also increased from one
cedi per day to five cedis per day. In addition to her susu savings,
Florence makes deposits of roughly 10 cedis on occasion into a savings
account. She reports that the loan reduced the financial pressure in
her house and enabled her to purchase more food than she could
previously. In addition, she has recently been able to build a house
for her family.

*Susu savings is an informal savings plan run by financial NGOs, credit
clubs, and self-help groups. The clients pledge to save a set amount
per day, and then for a fee equal to a day’s worth of savings, a
collections officer visits each client daily to collect the deposit.

Additional notes from Kiva:

This update was posted from Ghana by Kiva’s Field Partner, Christian
Rural Aid Network (CRAN). If you appreciate this update, please
consider supporting another entrepreneur listed by this Field Partner .
You can view other fundraising loans of Christian Rural Aid Network
(CRAN) here:

http://www.kiva.org/app.php?page=busine ... BOld&_te=j

Hey Gang,

If you're interested in keeping up with my Kiva activity, you can view the lender page here

http://www.kiva.org/lender/charlesmckeever

The lender page gives a complete view on the progress of all loans and it gives more detailed information about the entrepreneurs in developing countries.

I hope you will stop by, check them out, and consider supporting a few micro-loans as well.

- C